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ručení směnkou - některé nebankovní společnosti vyžadují, abyste podepsal/a společně se smlouvou také tzv. směnku, na které není vyplněna částka a datum, a použijí ji proti vám v případě, když neplatíte.
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1. Payment cards you did not apply for. You can receive a payment card (by mail, as a promo upon the opening a new store) you did not ask for with a loan that was approved in advance. This may be followed by a phone call encouraging you to use it. If you activate this payment card – you will put it in a cash machine or you use it when buying something, you are accepting a loan contract without knowing its conditions.
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Для покупки товара Вам могут предложить ссуду с возможностью отложить погашение суммы кредита на некоторе время (обычно на несколько недель или месяцев).
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Nếu bạn không có khả năng trả tiền nhanh với các khoản trả tiền cao hơn, lãi suất từ việc trả chậm sẽ tăng dần dần từng nấc – theo thời gian càng lâu sẽ càng cao.
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