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It's important to understand that if you are accepting a cheque, money order or bank draft as payment for goods or services that you are selling, you are responsible for the items you deposit in your bank account. If the item is returned as fraudulent, you, as the depositor, are liable for the full amount. So if you're in doubt, or if the situation seems fishy in any way, request another more secure form of payment, such as a certified cheque, e-mail money transfer or online payment service such as PayPal, or find another buyer.
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